He died a billionaire aged 56 of Pancreatic Cancer, a very wealth and successful man in most people’s eyes. We share his last words from his sick bed, below. But before you read his wisdom let us share firstly about how the majority of Australian’s end up in life… With the changes to pension rules, you may well be required to live off whatever Superannuation savings you have until they run out BEFORE you are entitled to get the pension. Pension rules are getting tougher every year as the government coffers become stressed with the massive number of baby boomers retiring over this next 15 years.
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It’s ok if it is. My mum is very happy living in the home she owns outright, having part pension and part income from her super. She has her trips to Tassie a few times per year, plays bowls, socialises with her friends and plays the pokies several times per week. For her that is ‘enough’. My dad passed in May 2015 and I proudly boast about the lessons I learnt from him on how to value people, think charitably, speak well of people and of how he achieved his own financial goals that enabled him to live the life he wanted in retirement. My dad retired early due to the effect of a stumble down the Wrest Point casino steps in 1994. No, I don’t mean he got a big payout, he never got a cent from it, but he retired with ‘enough’, aged 58. In superannuation, he and mum had $231,000 which sounds about average.

What was enough for his dream?

He had very basic goals for retirement and under the pension rules he enjoyed being born in the 1940s, he was allowed reasonable pension to go with his superannuation savings. His goal was to retire to the sunshine with the woman he loved, play bowls and have a drink with his mates. He did exactly that for the last 15 years of his life and I’m so proud of him. What an example! If you are in the same category as my mum and dad then that is absolutely ok. If your goal is satisfied by what you have and you have total security that your super fund will keep performing at the rate it needs to but bear in mind, as I mentioned earlier, the rules have changed and will keep changing. The pressure to become self- sufficient is mounting year on year. I am around people who are buying property both inside their Superannuation and in their own name and they are busily setting themselves up for a self-funded retirement without being dependant on what the government might or might not help them with. It’s not that hard really but it takes a plan, a strategy and a team to follow it through to the point of achievement.

How Do You Learn More?

If you are serious about being in control in your Retirement Years and want to get yourself in to a better financial position then get your hands on a free copy of our bookHow to Jump into Property Investing Without Being Eaten by Sharks. We share our experience and wisdom by revealing a step-by-step ‘Blueprint’ to safely investing in the property market – without being eaten by the sharks. Before you do that, here are some stirring thoughts about wealth, purpose and life so you can keep perspective on your journey.
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Steve Jobs penned these words to share with the world very close to his final day of life:

“I reached the pinnacle of success in the business world. In others’ eyes, my life is an epitome of success.

 

However, aside from work, I have little joy. In the end, wealth is only a fact of life that I am accustomed to.

 

At this moment, lying on the sick bed and recalling my whole life, I realise that all the recognition and wealth that I took so much pride in, have paled and become meaningless in the face of impending death.

 

In the darkness, I look at the green lights from the life supporting machines and hear the humming mechanical sounds, I can feel the breath of god of death drawing closer…

 

Now I know, when we have accumulated sufficient wealth to last our lifetime, we should pursue other matters that are unrelated to wealth…

 

Should there be something that is more important?

Perhaps relationships, perhaps art, perhaps a dream from younger days?

 

Non-stop pursuing of wealth will only turn a person into a twisted being, just like me.

 

God gave us the senses to let us feel the love in everyone’s heart, not the illusions brought about by wealth.

 

The wealth I have won in my life I cannot bring with me. What I can bring is only the memories precipitated by love.

 

That’s the true riches which will follow you, accompany you, giving you strength and light to go on.

 

Love can travel a thousand miles. Life has no limit. Go where you want to go. Reach the height you want to reach.

 

It is all in your heart and in your hands.

 

What is the most expensive bed in the world?

 

Sick bed…

 

You can employ someone to drive the car for you, make money for you but you cannot have someone to bear the sickness for you.

 

Material things lost can be found. But there is one thing that can never be found when it is lost – life.

 

When a person goes into the operating room, he will realise that there is one book that he has yet to finish reading – Book of Healthy Life.

 

Whichever stage in life we are at right now, with time, we will face the day when the curtain comes down.

 

Treasure love for your family, love for your spouse, love for your friends.

 

Treat yourself well, Cherish others.

If you would like to discuss your individual circumstances with our team to see if we can help, contact our office on 07 5510 9341.